Money is something that evaporates at an exponential rate directly related to the number of children you have. Throw in other variables, such as the happiness level of the wife, and the inverse porportion of the amount of extra money you have related to unforseen and/or emergency expenditures and you have an equation which looks like photosynthesis.

If it isn't invested, pretty much, it gets spent. If the material needs are met, then there are various projects around the house I always want to do, or a vacation to plan for, or Christmas, or something else unforseen.

Preach it, brother!

This is so true. That's why I have $34.87 socked away for retirement!

Kevy, it's tacky to brag about one's resources.;)

Actually, now that old age and decrepitude are looming on the horizon, we are starting to get a bit more serious about savings. :rolleyes:

I'm counting on making lots more money in the future. Like a good American, I figure I'll save later. If you see me on the news in some Enron like scandal, taking the fall for my company, you'll know I failed. No, actually, if I'm taking the fall, it means they paid me off and I'll do my time a la Martha Stewart and after that be set for life.

It's is kind of all the eggs in one basket. Assumes that I'll get a job after graduating, that the job will pay well, and that I won't have some sort of health crisis that prevents me from working. I wish I had more in savings.

Well, if all goes well, we'll be a little strapped for cash some time soon. Hopefully a good chunk will be sunk into closing costs for a home loan, if we find something we like that we can afford.

We're quite comfortable at this point. I've got a solid job, CP's got 2 solid half jobs. We're paying Irvine rent, and being less penny-pinching than we have in the past...and still are able to sock a very respectable amount away each month.

Our visit with the mortgage broker confirmed what I feared, that my recent large employment gap severely limits our options. However, it also confirmed what I already knew, that we've got near ideal credit. Basically, the only thing that can improve our rating from here is time. Which is good, because there just happens to be a lender that doesn't require a 2 year work history if one's credit store is as high as ours.

Of course, I may feel less pleased with our financial situation after I see the dentist on Tuesday and find out exactly what's causing the excrutiating pain I've been dealing with since this afternoon and what needs to be done about it. :(

I hear ya on the credit score thing. We're SOLID with a 429!

We know that women like two things, your time and your money,
therefore...
women = time x money

Now time equals money, so
women = money x money

Money is the root of all evil, so
money = square root of evil

By squaring both sides of the equation,
money squared = evil

Now go back to the equation
women = money x money

See where I'm headed?
women = money squared = evil

I only *wish* I equalled money x money! I would seriously consider a stint as evil if it would fund more vacations. Does evil come with a wardrobe allowance?

Isn't this one of the reason us straight guys like them so much?