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Everyone in this thread is one serious illness or special needs child away from the poorhouse. That's all I have to say on the matter. Except, of course, to also point out that right now that insurance company you are paying for is working overtime to figure out ways to screw you out of coverage you assume you have, such as hearing aids, speech therapy, etc. Ironically enough, it's the government that often provides the avenues for screwage, thanks to the industries most effective lobbying efforts. In the meanwhile, our lawmakers enjoy benefits for the rest of their days at little or no cost to themselves- we foot the bill.
Don't even get me started on daycare.
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