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What about buying new? Use the five grand as a healthy down payment and you should end up with low monthlies.
Or only put three grand down and use the other two for reserves.
Was the Corolla the only family car? Or do you have another one. The reason I ask is if you have your own car and the Corolla was just the boy's, then give him your hand-me-down and get yourself the new one.
Just a thought.
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I'd really like to avoid a car payment for a while longer. I drive a 2001 Saturn and I'd thought about handing it down when I was ready for a new car. That's how Dylan got the Corolla. But I'm thinking I'd rather get something that would suffice for a few years until he can handle this financially on his own. (That will happen, right?) Because I'm not ready for a new car just yet.
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Hey, don't I remember you saying that you care less about what happens to your car once you've paid it off? Guess you ought to be careful what you wish for.
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Yeah, throw that back at me.
This car has been beyond that for years. But it's been reliable for all these years and probably would have been for one or two more. So it's annoying that some doofus runs into it and now that's all over.