Thanks GD and Alex- really.
I asked alot more questions- I know more about the loan and I also spoke to her about a fixed rate 30 year P/I loan as well. Same as I am paying now- just not IO.
She did point out though- if I can pay that anyway, then do the IO, pay that loan amount and I will be paying more principal than on the regular P/I loan.
Lots to think about but both options are on the table.
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