| I probably should do it - I've had something pop up recently with a creditor that called (no letter) about something I didn't know about.  After I said I had no idea what he was talking about and asked him to send me something in the mail.  I looked them up online and there was some fishy things about them from other people who wrote about them on the Internet.  But since I never heard back, I just forgot about it these last two weeks.  
 I should check up on it.
 
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