[Kevy Baby]

- Saiz told a man who owed a creditor $1,804, "You are not a wealthy man ... You are screwed with this $1,804."

- At one point, Saiz began mocking the man, saying, "You sound like Goofy: yucka, yucka, yucka." Saiz then told the man to "stop flapping your gums."

- During another call, Saiz told the debtor, "All bets are off ... It's our way or no way ... You get it?"

- Saiz instructed one man to go get a pen and paper to write down some information. The man complied, and Saiz then said: "All right, listen very, very carefully. I need you to pay attention here." Saiz paused, shouted "Get off my phone, debtor," and slammed down the phone.

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