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1. 3-4
2. 95% bills, 5% other (see question 3)
3. The only thing other than bills I use checks for is to occassionally reimburse a friend for fronted money
4. A single account.
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'He who receives an idea from me, receives instruction himself without lessening mine; as he who lights his taper at mine, receives light without darkening me.'
-TJ
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