[MouseWife]

Um, don't be like me.

Good to use only cash. Good not to buy things you really can't afford. If you are going to do so, try and get it on a plan where you don't have to pay interest {my son bought a t.v. for $1,800. and had 18 months interest free...of course, they only asked for a $10. a month payment...we've made him pay $100. a month...the accrued interest is almost $400., we'll get it paid off}.

Use coupons, when you can. Seriously. I don't use them much now, but, when I did, I saved so much.

Eat at home!!! Oh my gosh!! It is sooo expensive to eat out. That is one thing that really breaks our bank. And, it is more healthy for you, too.

Try and save something. This is really hard to do, I know, because I know I can't save sheit. But, it is good.

I wish I had the worksheet about how your money should go but it does save to save for all unexpected expenses. Like, for your auto, your medical, etc. Like, you know down the road you'll need a tune up, tires, etc. Put away for it so when it comes it isn't a big deal.

But, like I said. I suck at money management. I really loathe it. I'd done it for my dad for years when I was a teen but it was his money, and, ha, he had enough to pay his bills. LOL

Good luck, GC. I think the first step is the one you've taken~ knowing that you need to do it.

{I work and save all of my money to go on vacation.....real smart, eh?}