Quote:
Originally Posted by innerSpaceman
Keep in mind, that sacrificing all pleasures is NOT a good idea, no matter how much in hock it keeps you.
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I'm don't believe anyone's recommended that.
Winging it may work for you, and I personally don't track everything all the time. But spending 3 months tracking it helped
me quite a bit. It's one thing to say you know where all your money goes and what you spend it on. It's another thing to see it all in front of you and have a good picture of it.
He's asking for help, winging it obviously isn't working for him. I thought I'd give him some advice to solve the problem he was asking for help with. Don't really know why you, Steve, feel the need to convince him that my advice is bad.