GC: Start by figuring out how much you'd like to save, and put that in your budget first. Then figure out the expenses you HAVE to spend on. Then use the remaining amount for things you WANT to spend on.
If you put savings last, it'll never fit.
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"It is useless for sheep to pass a resolution in favor of vegetarianism while wolves remain of a different opinion." -- William Randolph Inge
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