Quote:
Originally Posted by Morrigoon
GC: Start by figuring out how much you'd like to save, and put that in your budget first. Then figure out the expenses you HAVE to spend on. Then use the remaining amount for things you WANT to spend on.
If you put savings last, it'll never fit.
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That's a great idea.
I never thought about it that way.
I think the thing that gets me hung up is the huge balance on my big credit card and my car loan. I don't see it being whittled down fast enough so I panic or tend to give up. Lacking the patience to see the balance go away is a downfall of mine.