Taking a tip from MG here, I want to thank GC for bringing up this subject. I've made strides and still have a long road to travel, but you've inspired me to really sit down and be serious about my finances.
I've pulled the cc's out of my wallet and am considering taking the drastic step of freezing them (a darn good idea) and I'm working on a MS Money budget. It is depressing to see how much goes out right now. Of course, it has to, I am serious about paying things down and starting to really save. Once the CC's are paid off and I close all but one card (I have 4) then I won't have stress of those kind of bills hitting me month after month.
So, GC, thanks! My hat's off to you, you are my hero (as is everyone else here who has offered sagely advice and support)
