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Killing employer plans wouldn't help me; my employers don't insure me. My husband's employer insures him for employee cost of $40 a month. That's not too bad though I'm not sure what the employer pays.

I'm not insured through his work because last time I checked it was going to cost $400 a month to add me and I thought I could get it cheaper on my own. I haven't, but from what I hear it's about that expensive anyway.

I haven't been too impressed by insurance coverage so I'm not always sure it's worth it unless I have something really major come up. If you're going to charge me through the nose, please cover enough to make it worth my while. Otherwise I'm happy paying cash for my doctor and dentist. Insurance becomes worth it as we age, but I'm not there yet.

I hate our current insurance system. I'd be much happier without insurance at all, and have a scheme of health care instead. Government has to provide it in order to cover everybody; leaving people to cover themselves means poor people don't get coverage. Tax incentives? Don't help poor people who don't file or don't itemize.