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Old 04-03-2005, 10:27 PM   #16
Ghoulish Delight
I Floop the Pig
 
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Join Date: Jan 2005
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Well, if all goes well, we'll be a little strapped for cash some time soon. Hopefully a good chunk will be sunk into closing costs for a home loan, if we find something we like that we can afford.

We're quite comfortable at this point. I've got a solid job, CP's got 2 solid half jobs. We're paying Irvine rent, and being less penny-pinching than we have in the past...and still are able to sock a very respectable amount away each month.

Our visit with the mortgage broker confirmed what I feared, that my recent large employment gap severely limits our options. However, it also confirmed what I already knew, that we've got near ideal credit. Basically, the only thing that can improve our rating from here is time. Which is good, because there just happens to be a lender that doesn't require a 2 year work history if one's credit store is as high as ours.

Of course, I may feel less pleased with our financial situation after I see the dentist on Tuesday and find out exactly what's causing the excrutiating pain I've been dealing with since this afternoon and what needs to be done about it.
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