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Yeah, I'm pretty sure you're responsible for the amount to be paid under the statute. The cop was lame to call you late at home, but probably trying to do a nice thing (for him as well as you, since he made an error) in making sure you didn't underpay ... and then get a warrant issued someday for an unpaid ticket.
Consult with an attorney, if that won't cost you more than the $50 difference (um, what's a $20 "surcharge?"). But be prepared to pay the full amount of the statutory fine.
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