Quote:
Originally Posted by scaeagles
Very interesting point, Moonliner.
My mother in law recently had a major heart attack. She is approaching 70, but eats well, exercises, and is not in the least overweight. The costs associated with it were immense (4 days ICU, 4 days non ICU in the hospital).
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Individual cases are not what matters. You will always be able to find variation from actuarial tables when you look at individuals. Just because one person beats the odds doesn't change the reality of the average.
Insurance is the only game where you hope to lose your bet.