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					Originally Posted by  Tenigma
					 
				 
				One issue people are running into now is that it's apparently much more difficult to get a mortgage loan. 
			
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 Yup. A minimum of 20% down and stellar credit to start with. It's even harder in SoCal since our market went so high.
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					Originally Posted by  Morrigoon
					 
				 
				Where are you looking?  Properties in my neighborhood have taken a major hit in value, but I don't know if Lake Forest is too far south for you.  Consider buying between Thanksgiving and New Years for the best prices and negotiating ability. 
			
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 It's not done falling yet. I will be moving back to HB or FV but I won't be considering anything until next year winter which is when our company thinks it will be at the bottom, or close to. I work in the industry and have my friends and co-workers keeping an eye on the values of what I am looking for.