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					Originally Posted by blueerica  Lowered my APR by 5%! Which means, I'll make the same estimated payments for 60 mos, versus 72... W00T! | 
	
 Smart of you to shorten the term rather lower your payments.
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					Originally Posted by 3894   | 
	
 Another person (or persons) in this world that should be shot!
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					Originally Posted by Disneyphile  But, there are a few issues that won't let that happen: | 
	
 You forgot one reason:
5) Your friend Kevin would come over and strangle you!