Nikon calls it "VR" (vibration reduction). Plenty of affordable kits out there that come with VR lenses, but if it's a matter of saving money it's not an absolute necessity. I got along just fine for a while without a VR lens. It matters more on longer lenses (55mm and above), so if you can find a kit with a non-stabilized wide lens and a stabilized long lens that'd be a good balance of cost and features.
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'He who receives an idea from me, receives instruction himself without lessening mine; as he who lights his taper at mine, receives light without darkening me.'
-TJ
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