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There are a few things that concern me, Alex, as far as me being "forced" onto the government program.
Page 16 of the bills is one of my concerns. Perhaps I am not reading it correctly, but it says (in part):
“Except as provided in this paragraph, the individual health insurance issuer offering such coverage does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day of Y1” (the year the legislation becomes law).
As I read that, no new employee can be enrolled in a company insurance program after the beginning of the government program (I couldn't find any exceptions in that paragraph). Does that mean I am forced onto the new program? No, I suppose not, but that puts a burden on the company I work for to deal with two separate plans.
This is just one aspect of many that make it more likely that companies will opt for the government option. Does my company have to? I suppose not, but there are other aspects of the bill that makes it difficult for my company NOT to change to the government option. I don't really have time to go into it all, but hopefully I have answered your question.
I haven't even begun to list a small portion of what I don't like about the bill, from what it says to what can be implied or interpretted to what it will cost.
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