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I am actually not able to listen to the radio at work (no reception) and streaming is forbidden.
Just FYI, I came across a list of items (some 100 that are "concerns" out there) in my research and have been investigating each of them. Many of them are wild spin and I can obviously see that. Some greatly concern me.
I did read on, and yes, I suppose adding a dependent to my existing policy is an exception, but my concern was specifially that a new employee could not be added to the existing employer offered plan. I hve a problem with that as it takes away the ability of the new employee to accept whichever it is they might want. I'm not trying to be difficult. Am I misunderstanding that in your opinion?
Why is it so great that the government will allow programs to be grandfathered? The very fact that grandfathering is an issue on existing plans means that the government sees something wrong with them and will not be allowing new similar plans in the future. The very next paragraph (after the dependent exception) also says the grandfathered plan cannot change any of the benefits. That seems to me to be a bit unrealistic and very restrictive. That says you can keep what you have as long as it doesn't change at all (a copay change, whatever). If it changes at all, you can't have it, and have to go with a government approved plan (public or private).
With your seatbelt analogy, I can put a new engine on my old seatbeltless car without having to abandon it because I've changed something about it. In the healthcare example, changing something about it means it does have to be abandoned.
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