|
I loved the "coughed up." Could have sworn it was cleverly intentional. Hmmm.
* * * *
Anectode time. I've basically liked my coverage. Because I never needed it till recently.
I'm not gonna bother to recall what kind of specialist is doing my throat-stretching procedures. It took 2 months to get an appointment with him. Nothing to do with insurance, just how busy his practice is. This is in Los Angeles, so I imagine it's both easier, and more difficult, to get in to see a doctor in this town.
But this is where my love of my insurance kicks in. I'm gonna have some giant tube with a funnel on the end shoved down my esophagus to stretch it. Oh, that's covered. But if I don't want to be wide awake during that procedure, that's up to me to pay for.
That's right, anethesia not covered. Oh, unless you go through a giant rigamorole appeals, begging, threatening process. Then it is. And I need the procedure done 3 times. Have to beg and plead, and threaten for the anethesia each and every time.
Don't get me started on my prescription drug plan. I think I'm going to have to start paying something out-of-pocket for a better one come next year. My doctor has me on over-the-counter meds because NONE of the half-dozen or so prescription drugs to treat my oh-so-rare condition of acid reflux are covered.
So yeah, I'd be one of theose people willing to roll the dice on something else. I've just put my toe in the water of more and more common use of health care as I ease into late middle-age ... and I'm unhappy enough to try something else.
|