[Ghoulish Delight]

Just for the record, I don't imagine that there are people at insurance companies wringing their hands thinking, "Muuahahaha, whom can I deny coverage to this week to earn my bonus?"

They are not evil people. The decisions they make are not evil. They are prudent. They are rational and reasonable business models. They are the right decisions to make to make the numbers come out right. It just happens that some of those numbers represent money saved by not allowing real human beings access to medical care that can save their lives. When they cut costs to appease their stockholders and maintain their profits, someone down the line is put at risk of death.

Yes, it works for the vast majority of people who are lucky enough to have it. I'm one of those people. But just because I happen to be in the majority for the system was designed to benefit doesn't change that fact that it's a system that does so by treating people's lives as a commodity to be invested in and traded for profit, and I find that appalling. People's lives should not be measured by how much money they can afford to spend, and it is my belief that a government should do what it can to ensure that its citizens are on equal footing when it comes to access to that which protects their lives.