[Prudence]

Frankly, the option most people want is the one that will keep everyone else from getting "free" care (because the masses are obviously a bunch of freeloaders and wouldn't be sick in the first place if they were decent human beings who had earned God's favor) but be available for them to take advantage of if they need it (because they have made valuable contributions to society and their illnesses are merely Job-like trials that God uses to test the loyalty of His favorites, and therefore actually a sign of decent, God-fearing living.)