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We were stupid enough to have mortgage on our condo that we could afford at the time, which has allowed us to build savings. Which means that now that we have a child and a major change in income (i.e., CP leaving her job), where we would otherwise qualify for assistance under the "Imminent Defualt" requirements of the latest round of federal assistance programs (with only my income, mortgage payments well exceed 31%), we're boned because we have too much $ in savings. Gotta burn through that before we'd be considered for assistance.
Boy, were we stupid for saving money.
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'He who receives an idea from me, receives instruction himself without lessening mine; as he who lights his taper at mine, receives light without darkening me.'
-TJ
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