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GD - same goes for college tuition. After my parents got over the shock of being penalized for saving for the rainy day (which was smart, given my dad's health at the time), they decided to do a lot of home improvements, since home value at the time didn't factor in to the calculations. Don't know if that will be the same in situation in 18 years, but you might want to keep it in mind.
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traguna macoities tracorum satis de
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