With regards to college savings - a long time ago I signed up for UPromise. It gives you a cash back type award that can be rolled into a 529.
There are lots of ways to utilize it, but I just have my plastic linked to it. If I'm shopping online I'll check and see if they have a larger bonus for using the click-thru link on their site. Otherwise, I shop as normal. Anything I get is a bonus.
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Spork is the new MacGyver
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