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					Originally Posted by Ghoulish Delight  Time to move that money into something that will actually earn something. | 
	
 Good luck. If you find anything let me know. Short of the risk of actual investing, nothing has sufficient interest that I'm willing to be illiquid with the funds.
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					Originally Posted by Andrew  I'd rather give a no-interest loan to the government than the other way around. | 
	
 While I'd rather go the other way (I'd rather owe $1000 than get a $5000 return). It has proven impossible to get the withholding adjusted correctly to avoid the underpayment penalty. Every year I say "please! take out more!" and then come tax time I still end up owing a few thousand and paying a penalty.
Still, I'd rather pay the penalty than deal with the hassle of deductions, accountants, and saving receipts.
Hopefully I'd do them this weekend so I know how much we owe and then wait until 4/15 to pay.