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Originally Posted by Jazzman
Requires all insurance plans to cover maternity and child care up to age 21.
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Requiring insurance to do this and that and the other thing is the
reason insurance costs of gotten so out of hand.....what ever happened to just letting people purchase what they wanted or needed and not being forced to buy insurance for things they don't want? I am sure that childless couple down the street are thrilled that they have pay into the same pool that covers this
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Prevents insurance companies from requiring co-payments for preventive care, including well baby and child care.
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See above comments.
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Establishes that the maximum annual deductible is $5,000 for an individual and $10,000 for a family.
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Why 5 and 10? why not 4 and 11, or 3 and 6? Why not 12 and 17?
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Establishes both an internal grievance process for when an insurance company denies a claim, as well as independent board outside the insurance company that someone can appeal to.
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I've got no problem with this.
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Establishes that all insurance plans must be written in "plain language," must contain details about the coverage, and must provide notice before changing a person's coverage.
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That's rich coming from the same people who just voted for 2700 pages of lawyerese....very rich indeed
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Establishes whistleblower protections for health insurance company employees who report violations to the federal government.
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I thought we already had this but if not why not a law that protects whistleblowers for all industries? Do health insurance companies need more whistleblower protections than, lets say, chemical companies
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Amends the Health Service Act to prevent rescission and guarantee that people may renew their health insurance, even if they become ill.
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Seems fair I guess.
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Eliminates yearly and annual caps, which frequently cause those suffering from chronic illnesses to lose their private insurance and resort to public programs, costing the system billions in the process.
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So, um, these "billions" won't happen now....or will the ~evil~ insurance companies have to pay the "billions" instead? Seems to me insurance companies might have a hard time staying in business......which, if this does force them out of business then ...um, who will step in to pay for ..........oh, I get it!
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Eliminates pre-existing clauses, thereby guaranteeing access to care for those in most need of it.
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See above.
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How do these things limit or take away our freedom and destroy America?
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No mention of the whole you "must" have insurance or be fined portion of the bill........interesting omission given the above question.
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I cannot see how they do, and I thank God that enough of our Congressmembers had the courage and good sense to fight the good fight and establish these rights.
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Do you really think these sleazeballs were fighting "the good fight"?