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So, Wells Fargo sent me a thing that their terms & conditions had changed, which got my hackles up, but for once I actually like the changes:
Starting in August, Wells Fargo will not approve an overdraft UNLESS you add the Overdraft Service. You can set up an overdraft alert and a "low balance" text alert. No more than 4 overdraft fees will be charged per day. If you overdraft your account and deposit money that same day, you will not be charged (as opposed to going by the exact time of your charge or deposit). The fees are pretty much the same ($35/overdraft after the 1st one).
That seems fair. I wish the "per day" were lower, but I can live with some kind of limitation.
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