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I disagree re: Prop 17. First of all, it doesn't set discount into law, it simply allows a company to offer a discount if they choose to. Secondly, We get a discount through our current insurer because, by proving myself insurable for a long time, I am a lower risk to them. If I were to change providers for whatever reason, they are currently not ALLOWED to offer me a discount, even though they can look at my record and see that I'm low risk. That's an annoying barrier to shopping for competitive insurance rates.
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'He who receives an idea from me, receives instruction himself without lessening mine; as he who lights his taper at mine, receives light without darkening me.'
-TJ
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