So, reading this, I am not rich. But, like you said, compared to others we are. We also know people who make many more $$ than we do.
I know I am not rich because I am thinking I would be better off NOT working because it will put us in another tax bracket and then we'll have to pay. Our son now no longer gives us a child tax credit. That kills me as he is still our child.
College. I guess we live in a very low income neighborhood because the person who came to advise us about college/scholarships said not to save money for school as it would only hurt us when we apply for grants, etc. It is true, they ask you what you have in your checking/saving. They do not take into consideration your cost of living. And, you have to claim your parents income until you are 23.
I think the more you make, the more you spend. If you guys {Alex} don't live over the top, that is smart. You don't sound like you are lacking in any way. What would you consider a luxury that you don't have and would like?
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Summa' time....when the livins' easy.........
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