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					Originally Posted by Moonliner  Getting a big tax refund is just you providing an interest free loan to the federal and/or state government.  You might want to think about adjusting your withholding's for 2012. | 
	
 Having been hosed on taxes multiple times for various reasons, I'd rather give them an interest free loan than have to come up with a large amount I didn't plan on.
(Maddie's Dad was notorious for filling out the with-holding wrong and we'd end up screwed.  An employer forgot to withhold anything to the state one year. Unexpected unemployment)