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					Originally Posted by Moonliner  Getting a big tax refund is just you providing an interest free loan to the federal and/or state government.  You might want to think about adjusting your withholding's for 2012. | 
	
 As opposed to the .25% interest I could be making in a savings account? I would rather have the padding and get a small windfall every year than to have to write a check on April 15.