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The offers in my neighborhood are 3 years at 269/mo for 36000 miles with a 2700 buy down. That's $13,000 out of pocket over three years--more, potentially, if you exceed the mileage. Then, after three years, you get to do it again or buy your used Volt.
I don't think you can factor in savings, because the law of nature says that all such savings will get eaten up on something you don't really need. The Car Talk guys always said that most old cars are cheaper to fix than replace. I've had repairs on our ten year-old Passat wagon from time to time, but it hasn't come close to what I'd be spending on a new car that would eventually also need repairs.
Pass. Wistfully, perhaps, but pass.
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Live now-pay later. Diner's Club!
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