[Ghoulish Delight]

Our current employer-provided health care is a bad model. HMOs are somewhat of a failed experiment. They've been used in ways that were never really intended and it's driven costs out of control.

What I'd like to see is, as Pan suggested, a minimum level of coverage provided to all citizens, and with the ability to pay for "better" services. And I see that ability to pay taking the form of pre-tax medical expense accounts, and a system that I don't know the name for but it's essentially a collective bargaining arrangement where several businesses get together and instead of providing insurance for their employees, they negotiate with health care providers for heavily discounted services. This way, no one is paying premiums, you simply pay for what you need, but the guarantee of business lets the providers keep the prices down.