Quote:
Originally Posted by Gemini Cricket
That's a good question, but it makes more sense to me doing it this way. I like seeing the $20 add up at the end of the year to one big amount that I can deposit. I know, it makes little sense, but I did confess to being really bad with money. 
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People bad with finances unite!
I recommend two books. If anything they aren't boring reads. You may learn something. I learned a lot, but I have yet to apply it.
Young, Fabulous and Broke by Suze Ormand
and
The Complete Idiots Guide to Personal Finance in your 20s and 30s
Two different theories but good books.