So based on that, Bush's plan fits you perfectly.
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They would buy high-deductible "catastrophic" insurance policies to cover major medical needs, then pay routine costs with money set aside in tax-sheltered health savings accounts.
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So you wouldn't be paying premiums to cover the little doctor visits that you don't use anyway, but you'd be covered in case of a serious medical ailment. Sure, it'd be a high deductible, but considering your age, the ammount of money you will save by not paying premiums for HMO coverage (or the ammount your salary would increase due to your emplyer not having to pay those premiums) between now and when you'd need to use that coverage would more than likely cover that deductible.