Yes, bankruptcy is the best tool for the situation it's meant to resolve. However, to say, "It's okay, there's always bankruptcy" is hardly a solution.
As is often the case, I'm a moderate on this issue. I don't want to see full national health care, a-la Hillary Clinton. But I think that the current programs are horribly inadequate.
I know there are people that won't take the necessary responsibility, but oh well. I do not want to live in an unhealthy nation. Helping to provide for the nation's health is in my best interest. As you well know, and agree, it would be unconscionable to have a system where people are turned away in emergency situations because they can't pay. But without some level of coverage beyond simple catastrophic coverage available to everyone, the likelihood of more people needing to take advantage of things like AHCCCS increases, and the likelihood of people having to default on payments through bankruptcy increases, and therefore in the long run will cost more than if the catastrophic medical events are prevented in the first place.
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'He who receives an idea from me, receives instruction himself without lessening mine; as he who lights his taper at mine, receives light without darkening me.'
-TJ
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