I'm not sure that this really needs to be posted in public. But you are all our friends and wanted to share.
About 4-1/2 years ago, Susan and I realized that our debt had become unmanagable for us (over $26,000 in unsecurred debt). Instead of filing for bankruptcy, we signed up with
Springboard, a non-profit debt counseling service. They worked out payment plans with our creditors and put us on a budget.
I am very happy to say that recently we made our last payment (it was $540 a month) and last week we received our "congratulations: you did it!" letter.
One huge-assed monkey off our backs!