If I may
quote myself...
I've always considered myself an Atheist. The idea that the "Universe" (aka God, Allah, Buda, etc...) gives a rats posterior about me, who I am and what I do always struck me as way way too optimistic. The universe just is.
The same with fate and predetermination. If it's predetermined it had to be planned and frankly who has the time for that sort of thing? Some all powerful being is out there working to infinity so that today, for no apparent reason, I choose to put on my left shoe before my right rather than the other way round? I can't buy into that.
However it cannot be denied that many very reasonable people seem to swear by the higher power concept in one form or another. So it does seem a bit rude (not to mention egotistical) to just blow them ALL off as delusional.
So trying to be a "polite" atheist would seem to lead one down the path to being an agnostic but I've always seen agnostics as wishy-washy and frankly a bit on the sissy side. Not able to decide one way or another. I'd never make a good agnostic so I had to pass on that.
Which left me looking for a reasonable universal doctrine that I can practice. One that I can live with inside myself and at the same time not be perceived by the faithful as attacking their beliefs with my beliefs. It took some time, but I finally decided. I'm an Apatheist. God? No God? Fate or just luck? I don't really care. Let's talk about where we'd like to go to lunch instead.