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Old 06-24-2008, 07:18 PM   #1
Prudence
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Banks?

Hey - I have to open a new bank account and I figure I might as well pick a bank with a LA presence, if I can, so that I don't have to repeat this process in a few months. Any recommendations for banks that are good? That suck and should be avoided at all cost?
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Old 06-24-2008, 07:39 PM   #2
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WaMu's been decent to me, thought I rarely actually interact with anything other than the ATM. They aren't on every street corner, but there's usually one around. Although they've got suspect taste in product managers.
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Old 06-24-2008, 07:45 PM   #3
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I'd see if you can get into a credit union. Their presence is far and wide.
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Old 06-24-2008, 08:09 PM   #4
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#1 in customer satisfaction for several years now:

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Old 06-24-2008, 08:13 PM   #5
€uroMeinke
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Another vote for credit union - I would suspect you new employer is connected to one
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Old 06-24-2008, 09:11 PM   #6
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I used to deal with a credit union but was annoyed at lack of ATMs. Today, I barely use cash so I figure that would be an ok way to go. What do you credit union people do for ATMs? Pay fees to other banks?
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Old 06-24-2008, 09:24 PM   #7
€uroMeinke
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ATM at my workplace is very convenient, also seems that most credit unions have networked so there are several ATMs by me, I also will get cash back at grocery stores and what-not when I need it. Occasionally I will still pay an ATM fee, but it doesn't happen very often.
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Old 06-24-2008, 09:33 PM   #8
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Another vote for the credit union. Will you be a federal employee or a contractor? See what credit union is used by the people you will be working with. We use Navy Federal, and Orange County Teachers Federal Credit union, both are great.
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Old 06-24-2008, 09:48 PM   #9
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Quote:
Originally Posted by Cadaverous Pallor View Post
I used to deal with a credit union but was annoyed at lack of ATMs. Today, I barely use cash so I figure that would be an ok way to go. What do you credit union people do for ATMs? Pay fees to other banks?
Very rarely do I need to go to another bank. The only times I can recall hitting a non-co-oped ATM is at Disneyland. My CU doesn't charge me (though the ATM does). Nearly all credit unions have co-oped so you can withdraw and deposit into their ATMs now fee free.

I am an OCTFCU member, and while there is an OCTFCU branch by my office, I have no idea what the credit union by my house is, but it's in the co-op network. I rarely need to go into the bank either, I can call and get someone on the phone within 2 minutes.

I also very rarely use cash, but if I know I need cash I'll pull it out at the store while I'm there.
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Old 06-24-2008, 10:03 PM   #10
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Credit Union. I haven't gone elsewhere in 20 years.
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