What Stpid Thing Have You Done Today?

[Moonliner]

Originally Posted by Ghoulish Delight

We'll see. I've still got one more avenue to explore, calling HUD directly to see if they've got any programs we qualify for. When the guy at the bank who holds our mortgage realized my savings were too high to qualify for any of the programs he had access to, that's who he referred me to.

This whole exercise has highlighted the need for us to start working with a financial adviser. We've got saving and are doing nothing useful with it. We've now got the possibility of a college tuition to start thinking about, who knows what we'll be responsible for as our parents seem to insist on continuing to age, and then of course there's retirement, whatever that may or may not look like in 30 (40? 50?) years. It would be nice to get some help with planning.

If you put $2,000 in an IRA plan now by the time Theo retires it will hold about $500,000.