Filing Taxes

[Alex]

My Chase savings account is currently paying 0.35%. Somehow I doubt you're getting 8.75% at your credit union, did you mean 2.5x?

I'm getting 0.8% at USAA which is still utter crap (though this is where we keep our savings account money, I have $19 in my Chase account for work purposes). I'm too lazy to chase the better returns from short-term offers or dealing with smaller non-local institutions. But if you're not aware of it, check out money-rates.com. If you're willing to constantly monitor your accounts and move your money around as necessary you can keep standard savings rates well above 1% which isn't bad in the current climate.

What I really need is a major institution to go into crisis again and desparately need to boost deposits. I'm still riding the 4.5% CDs I got when WaMu was in crisis mode, wish I'd gone in bigger. Unfortunately we're facing a big financial decision within the year so I don't want the money illiquid. By the end of the year if we don't pull the trigger I'll be dumping money into better things