The random political thoughts thread (Part Deux)

[scaeagles]

Originally Posted by innerSpaceman

I'm not saying it worked out that way, but isn't employer-based insurance supposed to benefit from the economy of scale that individually-purchased insurance could never match?

I think that is the intent, but doesn't always work out that way. For example, my children are insured through the school my wife teaches at. There, the employee is covered as a benefit, but when adding family members, there are added costs to the employee. We have three children and pay the exact same amount as someone with six children or some with one child.

So in pricipal, it's what was intended, but the limited choices often make it more expensive than it would be otherwise. Why should someone with one child pay the same amount as someone with six?