What Happened to "Responsible Lending"?

[Alex]

alex@mouseplanet.com

Seriously, I'd like to see it. Here's the product that is probably being pimped. On that page they don't advertise it for such frivolous purposes.

However, it does appear to be a secured loan. And if you were otherwise going to fund vacation through credit cards it isn't a bad alternative since the interest rates are likely to be better. The 14-day return policy (without fees or interest) is an interesting service. I can see this being a slightly less usurious form of credit that payday loan places.