Banks?

[BarTopDancer]

Originally Posted by Cadaverous Pallor

I used to deal with a credit union but was annoyed at lack of ATMs. Today, I barely use cash so I figure that would be an ok way to go. What do you credit union people do for ATMs? Pay fees to other banks?

Very rarely do I need to go to another bank. The only times I can recall hitting a non-co-oped ATM is at Disneyland. My CU doesn't charge me (though the ATM does). Nearly all credit unions have co-oped so you can withdraw and deposit into their ATMs now fee free.

I am an OCTFCU member, and while there is an OCTFCU branch by my office, I have no idea what the credit union by my house is, but it's in the co-op network. I rarely need to go into the bank either, I can call and get someone on the phone within 2 minutes.

I also very rarely use cash, but if I know I need cash I'll pull it out at the store while I'm there.