Bye Bye Banks and Wall Street

[BarTopDancer]

In other news, I went into my CU today and on the way out asked how their lending practices for mortgages have changed - the woman said they have remained the same, since they never took on sub-prime lending. She handed me a document that looks identical to one I received 2 years ago (except the interest rates are different).

Only difference I'm seeing between the CU and other lenders is that you need 5% down for a single family home and 10% down for a condo (and PMI - I think).