Medical insurance- am I being ripped off??

[BarTopDancer]

We have Blue Shield HMO 30 and we are a larger company. I pay $180 a month for myself but our family plans are ridiculous. I think a lot of companies are getting away from subsidizing the "family" part of the insurance plan. At my last gig (the short term contract one) the family portion for one additional person was $400 a month. Crazy!

I think medical rates are also based on how much people in your company use the insurance. At my last good gig they said our rates were high because there were a lot of people who had a lot of health problems and kept going to the doctor. Not sure if I believe them but that's what they told us.