What Happened to "Responsible Lending"?

[BarTopDancer]

I just received an email with the subject line: Go on vacation with a CitiFinancial Loan.

Originally Posted by email body

Summer vacations are great for seeing more of the world or just seeing more of your family. A personal loan from CitiFinancial will help you pay for your time off without departing from your budget. Their simple, one-page online application makes getting a personal loan fast and easy. Whatever your destination, count on CitiFinancial to get the money you need, when you need it. Apply now and you could pick up your check at one of nearly 2,100 local neighborhood branches tomorrow!

• Quick, risk-free application.
• No charges if you return the money within 14 days.
• Payments tailored to fit your budget.
• Nearly 2,100 neighborhood offices to serve you.
• Less than perfect credit? No problem.